Creative Global Funding Services

Who will keep the business running while you learn how it works? For an acquisition financing request, temporary seller support should have a defined scope, a realistic cost, and an end date. Build those costs into the transition cash forecast before treating the purchase price as the full funding need. The practical answer is to separate three items: what must happen on closing day, what the seller will help with afterward, and what your own team must take over. A clear handover budget makes the request easier to explain without assuming that the seller will remain available indefinitely. Identify the work that depends on the seller Start with the activities that could stall when ownership changes. These may include customer introductions, supplier ordering, production scheduling, specialist knowledge, system administration, or relationships with key employees. Identify the person who performs each task today and the person expected to perform it after closing. Use evidence from t...

Buying an established business means evaluating the customers behind its revenue. A strong headline sales figure can hide dependence on one large account, a temporary order, or relationships managed entirely by the seller. For an acquisition financing request, documenting customer concentration helps explain how the business earns its income and what could change after ownership transfers. Start with a dated customer revenue schedule supported by the seller's records. The aim is to give capital providers a traceable view of historical performance, contract coverage, and the buyer's transition plan. A customer list alone cannot establish future revenue. Build a consistent customer revenue schedule Request sales by customer for completed financial years and the current year to date. Identify the period, reporting entity, currency, and whether the figures represent invoiced sales or recognized revenue. Use the same basis across periods, and explain returns, rebates, credit note...